Creating Homeowners, Preserving Neighborhoods in Maryland


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Maryland Housing Agencies Receive Grants to Help 92 Homeless Veterans Find Permanent Homes

hudseal_teal_1WASHINGTON – The U.S. Department of Housing and Urban Development and the U.S. Department of Veterans Affairs have announced more than $62 million to help more than 9,000 homeless veterans find permanent supportive housing, including assistance to 92 homeless veterans in Maryland. Learn more.

The rental assistance is provided through the HUD-Veterans Affairs Supportive Housing program, which combines rental assistance from HUD with case management and clinical services provided by the Veterans Administration.

Nationally, HUD is awarding $57 million to support 8,276 Tenant-Based Vouchers for rental units in the private market, and $5 million for 730 Project-Based Vouchers for existing units or new construction in specific developments.

In Maryland, the Housing Authority of Baltimore City received $485,463 to provide tenant-based vouchers for 55 veterans. The Harford County Housing Agency in Bel Air received $105,966 for 14 vouchers. The Baltimore County Housing Authority received $186,416 for 23 vouchers, HUD reported.


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Microenterprise Loan Program Awards $1 Million to Expand Opportunities for Smallest Business Owners

Microenterprise-Loan-Program-10.6Crownsville, MD – Two community-based microenterprise lenders received $500,000 loans through DHCD’s Microenterprise Loan Program to help create new opportunities for entrepreneurs in revitalizing communities throughout the state.

Maryland Capital Enterprises, Inc. and the Anne Arundel Economic Development Corporation will serve as intermediaries that originate and administer microenterprise loans. DHCD’s local partners understand their local economy and can provide micro-entrepreneurs with easier access to training and technical assistance. This new public-private partnership will provide better access to capital for establishing and sustaining micro-businesses. Continue reading


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Maryland Veterans Hear at Workshop That Small Business Success May Be In Their Future

More than two dozen veterans, many of them small business owners, shared their experiences Tuesday at "Small Business Success Starts Here," a forum presented by DHCD's Office of Fair Practices. The forum helped veterans learn about the resources available at DHCD and state agencies such as the Department of Business and Economic Development, that can help them start or expand their businesses.

CROWNSVILLE, MD – More than two dozen veterans, many of them already small business owners, shared their experiences Tuesday at “Small Business Success Starts Here,” a networking forum presented by DHCD’s Office of Fair Practices. The forum helped men and women who served our country learn about opportunities available through DHCD and state agencies such as the Department of Business and Economic Development. For example, DHCD’s Neighborhood BusinessWorks and MicroEnterprise Loan Programs help small business owners obtain access to the capital they need to start a business, or expand and grow.


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DHCD Workshops Show S. Maryland Residents That It’s Never Too Late to Buy or Save a Home

Tonya Ford was one of the many Southern Maryland residents who signed up for the homebuyer workshop and mortgage prevention counseling in Waldorf, Md. DHCD staff have been working with local partners all over the state to help homeowners preserve their investment and expand opportunities for new homebuyers through programs such as the Maryland Mortgage Program.

Tonya Ford was one of the many Southern Maryland residents who signed up for the homebuyer workshops and foreclosure prevention counseling in Waldorf, Md. DHCD staff have been working with local partners all over the state to help homeowners preserve their investment while expanding opportunities for new homebuyers through programs such as the Maryland Mortgage Program.


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DHCD’s Ronald Lee Finishes First in Annual Run 4 Shelter Race on Kent Island

DHCD Community Outreach Liaison Ronald Lee finished first place in his category in the Run 4 Shelter race on Kent Island, the annual benefit for Havens Ministries, a Queen Anne’s County mission that provides shelter, meals and assistance to homeless men, women and children in the area. DHCD was a sponsor of the Sept. 13 race.

DHCD Community Outreach Liaison Ronald Lee finished first place in his category in the Run 4 Shelter race on Kent Island, the annual benefit for Havens Ministries, a Queen Anne’s County mission that provides shelter, meals and assistance to homeless men, women and children in the area. DHCD was a Platinum sponsor of the Sept. 13 race. Lee, who ran in high school and the military, finished with a time of 47:08.9 in the 10K race, placing him first in the 40 to 49 age group and 13th overall.


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Raymond Skinner to Retire; Clarence Snuggs to Serve as Acting DHCD Secretary Effective Sept. 1

AUGUST 28

Deputy Secretary Clarence Snuggs congratulates Secretary Skinner, who has announced his retirement.

Deputy Secretary Clarence Snuggs congratulates Secretary Skinner, who is retiring.

Annapolis, MD – Governor Martin O’Malley has announced that Raymond A. Skinner, who has served as Secretary of DHCD since 2007, is retiring at the end of the month and that he will appoint Clarence J. Snuggs as acting secretary effective Sept 1. Read the governor’s release.

Secretary Skinner skillfully guided the agency to record achievements during one of the deepest economic downturns in the nation’s history and helped shape Maryland’s successful people-oriented response to the housing crisis.

“Ray’s experience, vision and genuine concern for working families made him an invaluable asset in establishing one of the most comprehensive, effective and far reaching responses to the foreclosure crisis in the country,” Governor O’Malley said. “He fought for every home as if it was his own — our State is tremendously grateful for his efforts.” Continue reading


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Hundredth Homebuyer Opts for Federal Tax Credit Through the Maryland HomeCredit Program

AUGUST 19

Secretary Skinner announces the Maryland HomeCredit program that started in June.

Secretary Skinner announces the Maryland HomeCredit program that started in June.

Crownsville, MD – The Maryland HomeCredit program reached an important milestone this month when the hundredth homebuyer signed up for the new initiative that allows eligible homebuyers to take a federal tax credit of up to $2,000 per year for the life of their mortgage.

The program was launched on June 1 and is the state’s newest initiative to help make homeownership more accessible for middle income families.

Eligible homebuyers who purchase a home before Dec. 15, 2015 can use the Maryland HomeCredit to claim 25 percent of the annual mortgage interest paid as a federal tax credit up to $2,000 for every year the mortgage is outstanding and they live in the home. The homebuyer must get the Maryland HomeCredit at the time they close on their mortgage. There are fees associated with the Maryland HomeCredit Program, and refinances are not eligible. To learn more about the Maryland HomeCredit program click here. Continue reading


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Counselors Hear How Repurchase Program Helps Homeowners Rebound From Devastating Losses

AUGUST 14

CROWNSVILLE, MD - Rachel Dorr, general manager of Boston Community Capital's SUN initiatives describes the program to Maryland housing counselors

CROWNSVILLE, MD – Rachel Dorr, general manager of Boston Community Capital’s SUN initiatives describes the program to Maryland housing counselors

Crownsville, MD – A Maryland program that helps financially troubled homeowners repurchase their homes at more affordable terms has helped them reduce their monthly payments by an average 38 percent, housing counselors learned during a training session at DHCD headquarters on Thursday.

Rachel Dorr, general manager of the Boston Community Capital SUN initiative said the typical homeowner in their program has experienced “multiple, devastating losses” and fallen behind in their payments but is now in a position to begin rebuilding their credit.

She said the SUN initiative has helped those homeowners stay in their homes. She urged counselors to submit applications for homeowners at any point in the foreclosure process – even those who have been foreclosed upon and awaiting eviction.

Boston Community Capital’s SUN initiative is a partner in Maryland’s Foreclosure Relief Home Repurchase program, which Secretary Skinner launched last fall. DHCD offers incentives to participating housing counselors and ensures that homeowners in the program receive both pre-purchase and post-purchase counseling.

Maryland is the second state to partner with the SUN initiative after the program was launched in Massachusetts more than four years ago. SUN stands for Stabilizing Urban Neighborhoods. The program has since expanded into Rhode Island.

“Maryland is a dream to work with, because its system of getting people connected with counselors is terrific,” said Dorr. Continue reading


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Rehabilitation of Gateway Village Apts. Adds 84 Units for Senior Citizens in Capitol Heights, MD

CAPITOL HEIGHTS, MD -  Gateway Village Apartments held its grand re-opening Thursday after substantial renovations to the building's 84 rental units for senior citizens, made possible with financing support from DHCD. Assistant Secretary Frank Coakley thanked developer National Church Residences for their partnership.

CAPITOL HEIGHTS, MD – Gateway Village Apartments held its grand re-opening Thursday after substantial renovations to the building’s 84 rental units for senior citizens, made possible with financing support from DHCD. Assistant Secretary Frank Coakley thanked developer National Church Residences for their partnership.

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