The Maryland Department of Housing and Community Development is proud to be at the forefront in implementing housing policy that promotes and preserves homeownership and creating innovative community development initiatives to meet the challenges of a growing Maryland.
Through the Maryland Mortgage Program , DHCD has empowered thousands of Maryland families to realize the American dream of homeownership and for existing homeowners, DHCD has developed proactive solutions like the Bridge to Hope loan program and the Lifeline and Homesaver Refinance Mortgage programs to prevent foreclosure.
DHCD’s rental housing programs increase and preserve the supply of affordable housing and provide good choices for working families, senior citizens, and individuals with special needs.
Also, community development and revitalization programs like Neighborhood BusinessWorks, Community Legacy, and Main Street Maryland support Smart Growth and help our cities and towns remain rich, vibrant communities.
DHCD remains committed to building on our past successes to maintain our reputation as an innovator in community revitalization and a national leader in housing finance.